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A personal loan is usually an unsecured loan from a lender, bank, or credit union. Your interest rate will depend on your credit score. The higher your credit score, the less interest you will be charged. If you credit score is in the toilet, your interest rate could be as high as 36%, and you may be required to pledge collateral, such as the title to your car. This would make your loan a secured debt, or a car title loan.
At Doan Law Group, we help people get out of debt, not get deeper into debt. If you have not been able to pay off the existing debt you have, why do you think incurring new debt will help? It's like throwing gasoline on a fire.
Before you get yourself deeper into debt, contact Doan Law Group for a free attorney consultation to understand your rights and options in order to make the best decision for financial wellness.
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